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MLO Financial Group © 2017-19

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MLO Financial Group

Location: 4020 Birch St. Newport Beach, CA

Email: info@mlofinancial.com

Direct Phone: 949-329-3230

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Refinance Your Mortgage Loan at a Lower Rate

If it looks like the current mortgage rates are lower than what you originally had when you took on a mortgage loan or if your credit score went up or if you cannot afford the current payment, it may be time to refinance your mortgage!

Refinance Your Mortgage
at a Lower Rate:

A loan (debt) may be refinanced for various reasons:

1. To take advantage of a better interest rate (a reduced monthly payment or a reduced term)

2. To consolidate other debt(s) into one loan (a potentially longer/shorter term contingent on interest rate differential and fees)

3. To reduce the monthly repayment amount (often for a longer term, contingent on interest rate differential and fees)

4. To reduce or alter risk (for example, switching from a variable-rate to a fixed-rate loan)

5. To free up cash (often for a longer term, contingent on interest rate differential and fees)