Our Loan Programs

Conventional / Residential Loans

We have Conventional, FHA and USDA loan programs with conforming and jumbo loan amounts, fixed and ARM rates.​ Conventional loans typically require a borrower to have good-to-excellent credit with a proof of reliable monthly income...

Call us at: 800-822-9808

How Do Conventional Loans Compare?

- Interest rates are typically lower for conventional loans (while LTV can be higher)

- More suitable for long term loans (typically 15-30 year mortgage term)

- Works better for owner-occupied, residential, non-commercial properties

- Requires more stricter borrower qualifications with more underwriting guidelines and regulations

- Loan application approval is primarily based on household income, credit score, Loan-To-Value (LTV ratio) and Debt-To-Income (DTI ratio) and overall credit history.

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MLO Financial Group

Email: info@mlofinancial.com

Direct Line: (949) 422-9358

Company Phone: 800-822-9808

Location: 4020 Birch St. #103

Newport Beach, CA

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